Mining

Comprehensive Mining Insurance Solutions

We are your trusted partner in providing specialized insurance solutions tailored for the mining industry. Our expertise ensures comprehensive coverage for pollution, environmental risks, workmen injuries, property and machinery, loss of profits, and distribution risks.

Our Services

1. Pollution and Environmental Risk Insurance

• Environmental Liability: Coverage for liabilities arising from environmental damage caused by mining operations.
• Pollution Cleanup: Financial protection for the costs associated with pollution cleanup and remediation.
• Regulatory Compliance: Assistance with compliance to environmental regulations and standards.

2. Workmen Injury Insurance

• Workers' Compensation: Coverage for medical expenses and lost wages due to work-related injuries or illnesses.
• Occupational Health and Safety: Policies to ensure the health and safety of workers in hazardous mining environments.
• Accident Insurance: Financial protection against accidents occurring on-site, including disability and death benefits.

3. Property and Machinery All Risks Insurance

• Comprehensive Coverage: Protection against physical loss or damage to property and machinery used in mining operations.
• Machinery Breakdown: Coverage for repair or replacement costs due to machinery breakdowns.
• Business Interruption: Coverage for financial losses due to operational disruptions caused by property damage or machinery breakdown.
• All Risks: Inclusive of various risks such as fire, theft, and natural disasters.

4. Loss of Profits Insurance

• Business Interruption: Coverage for financial losses due to operational disruptions.
• Revenue Protection: Ensuring continuity of income in the event of unforeseen interruptions.
• Extended Coverage: Including loss of profits due to machinery breakdown or property damage.

5. Distribution Risk Insurance

• Supply Chain Interruption: Coverage for financial losses due to disruptions in the supply chain.
• Logistics and Transportation: Insurance for the safe and secure transportation of mined materials.
• Inventory Protection: Safeguarding against losses or damages to inventory during storage and distribution.

6. Strike, Riot, Civil Commotion, and Terrorism Risks Insurance

• SRCC Coverage: Protection against losses due to strikes, riots, and civil commotions.
• Terrorism Insurance: Coverage for damages and losses resulting from acts of terrorism.
• Comprehensive Risk Management: Strategies to mitigate the impact of political and social unrest on mining operations.

Why Choose Solus Insurance Brokers?

• Expertise: Our team of specialists has in-depth knowledge of the mining sector and its unique risks.
• Customized Solutions: We provide bespoke insurance solutions tailored to meet the specific needs of each client.
• Global Reach: With a network of partners worldwide, we offer global coverage and support.

Energy, Oil & Gas and Solar

Comprehensive Energy, Oil & Gas, and Solar Insurance Solutions

We are your trusted partner in providing specialized insurance solutions tailored for the energy sector. Our expertise spans across the entire value chain, ensuring comprehensive coverage for upstream, downstream, refining, and distribution clients.

Our Services

1. Energy Insurance Solutions

• Risk Management: We offer robust risk management strategies to mitigate potential losses in the energy sector.
• Property Damage: Coverage for physical damage to energy facilities, including power plants and renewable energy installations.
• Business Interruption: Protection against financial losses due to operational disruptions.

2. Oil & Gas Insurance Solutions

• Upstream Insurance: Tailored policies for exploration and production activities, including drilling and well control.
• Downstream Insurance: Comprehensive coverage for refining, processing, and distribution operations.
• Environmental Liability: Protection against environmental risks and liabilities associated with oil and gas operations.

3. Solar Insurance Solutions

• Project Insurance: Coverage for solar energy projects from development through to operation.
• Performance Warranty: Ensuring financial protection against underperformance of solar installations.
• Third-Party Liability: Safeguarding against claims from third parties due to property damage or bodily injury.

Aerospace & Aviation

AIRLINES

In today’s rapidly changing Airlines market, we believe that specialty placements require true expertise and fresh perspective. Our experts have a meticulous understanding of airline risks and will pay maximum attention to minimise services/operating costs of an airline.

• Flag Carriers
• Regional Operators
• Cargo Operators
• Governmental fleets
• ACMI Operations
• Charter Operators

GENERAL AVIATION

General Aviation (GA) is a highly dynamic sector of the aviation industry, which covers a wide range of aircraft types and operational activities. Each type of GA requires a unique and individual insurance solution, which our team will produce by identifying your risks and tailoring the coverage to cater for all aspects of your business.

• Rotor-Wing aircraft Operations
• Fixed-Wing aircraft Operations
• Business/VIP aviation
• Training schools

AEROSPACE

The Aerospace is a very diverse segment of the aviation market, which consists of different business types and operational activities. Our experts will identify your risks and tailor your coverage to ensure that all your contractual and operational obligations are met.

• Airport Owner and Operators
• MRO
• Ground Handlers
• Refuellers and Oil companies
• Aviation Contractors
• Manufactures

PERSONAL ACCIDENT & LOSS OF LICENSE

PA and LOL are designed to protect one of the most important elements of an Operator or Aerospace business - employees. Our team will help to find a proper insurance solution to ensure that your policy covers key elements of your business.

• Pilots
• Cabin Crew
• Ground personnel
• Air Traffic Controllers
• Engineers

We are primarily focused on satisfying clients with challenging needs and sincerely enjoy creating innovative ways to keep the clients protected. In each and every situation, we act solely for the best interest of the clients, because our role is to help the clients grow and succeed

Engineering project Insurance

Comprehensive Erection Insurance for Engineering Projects

Erection Insurance is crucial for managing the numerous risks associated with engineering projects involving machinery and erection activities. From unexpected delays and damage to liability claims and financial losses, this insurance ensures projects proceed smoothly while safeguarding your business against unforeseen challenges.

Solus: Tailored Erection Insurance Solutions for Engineering Projects

At Solus, we understand the unique risks faced by engineering projects. Our deep expertise and strong relationships with leading insurers enable us to craft tailored insurance solutions that fit your specific needs, regardless of the size or complexity of your project. We focus on securing comprehensive protection without unnecessary costs, giving you the confidence to build with peace of mind.

Coverage Options

Our Erection Insurance solutions cover a wide range of risks, including:

• Contract Works: Protection for physical damage or loss to the project under construction.
• Public Liability: Cover for third-party property damage or personal injury claims.
• Employers' Liability: Protection for claims made by employees for work-related injuries or illnesses.
• Plant and Equipment: Coverage for owned or hired construction machinery.
• Professional Indemnity: Protection against design errors or professional negligence claims.
• Delay in Start-Up: Compensation for financial losses due to project delays caused by insured events.

Why Choose Solus?

Whether you're an engineering contractor, developer, or project owner, Solus’s expert consultants are here to help you navigate the complexities of erection insurance for engineering projects. From risk assessment and policy selection to claims management and ongoing support, we provide end-to-end solutions designed to protect your business, your people, and your projects.

Build with confidence, knowing that Solus has your back every step of the way.

Finance Insurance

The financial sector operates in a highly regulated and fast-paced environment, making it vulnerable to a wide range of risks, from regulatory breaches and cyber threats to fraud and client disputes. Finance Insurance provides essential protection, safeguarding financial institutions and professionals from potential financial and reputational damage.

At Solus, we understand the complex risk landscape that financial organisations face. With deep expertise and strong relationships with leading insurers, we craft bespoke insurance solutions designed to address your unique challenges. Our goal is to provide comprehensive coverage without unnecessary costs, allowing you to focus on growing your business with peace of mind.

Our Finance Insurance solutions cover a wide array of risks, including:

• Professional Indemnity (PI): Protection against claims arising from errors, omissions, or professional negligence.
• Directors & Officers Liability (D&O): Coverage for personal liabilities of senior executives in the event of management decisions being legally challenged.
• Crime Insurance: Protection against financial losses due to employee dishonesty, fraud, or cybercrime.
• Cyber Insurance: Cover for data breaches, ransomware attacks, and other cyber threats.
• Regulatory Liability: Protection against investigations and fines from regulatory bodies.
• Transaction Liability: Coverage for risks associated with mergers, acquisitions, and financial transactions.

Whether you're a bank, investment firm, fintech company, or financial advisory service, Solus’s expert consultants are here to help you navigate the complexities of financial insurance. From assessing your risk exposure and selecting tailored policies to managing claims and providing ongoing support, we deliver end-to-end solutions designed to protect your organisation and its leadership.

Stay resilient and secure with Solus’s comprehensive Finance Insurance solutions, so you can thrive in an ever-evolving financial landscape.

Comprehensive Finance Insurance

Finance Insurance is essential for managing the wide range of risks faced by the financial sector, from regulatory breaches and cyber threats to fraud and client disputes. This insurance safeguards financial institutions and professionals from potential financial and reputational damage.

Solus: Tailored Finance Insurance Solutions

At Solus, we understand the complex risk landscape that financial organizations face. With deep expertise and strong relationships with leading insurers, we craft bespoke insurance solutions designed to address your unique challenges. Our goal is to provide comprehensive coverage without unnecessary costs, allowing you to focus on growing your business with peace of mind.

Coverage Options

Our Finance Insurance solutions cover a wide array of risks, including:

• Professional Indemnity (PI): Protection against claims arising from errors, omissions, or professional negligence.
• Directors & Officers Liability (D&O): Coverage for personal liabilities of senior executives in the event of management decisions being legally challenged.
• Crime Insurance: Protection against financial losses due to employee dishonesty, fraud, or cybercrime.
• Cyber Insurance: Cover for data breaches, ransomware attacks, and other cyber threats.
• Regulatory Liability: Protection against investigations and fines from regulatory bodies.
• Transaction Liability: Coverage for risks associated with mergers, acquisitions, and financial transactions.

Why Choose Solus?

Whether you're a bank, investment firm, fintech company, or financial advisory service, Solus’s expert consultants are here to help you navigate the complexities of financial insurance. From assessing your risk exposure and selecting tailored policies to managing claims and providing ongoing support, we deliver end-to-end solutions designed to protect your organization and its leadership.

Stay resilient and secure with Solus’s comprehensive Finance Insurance solutions, so you can thrive in an ever-evolving financial landscape.

Construction

Construction projects are complex and often face numerous risks, from unexpected delays and damage to liability claims and financial losses. Construction Insurance provides essential protection, ensuring that projects can proceed smoothly while safeguarding your business against unforeseen challenges.

At Solus, we understand the unique risks faced by the construction industry. Our deep expertise and strong relationships with leading insurers enable us to craft tailored insurance solutions that fit your specific needs, no matter the size or complexity of your project. We focus on securing comprehensive protection without unnecessary costs, giving you the confidence to build with peace of mind.

Our Construction Insurance solutions cover a wide range of risks, including:

• Contract Works: Protection for physical damage or loss to the project under construction.
• Public Liability: Cover for third-party property damage or personal injury claims.
• Employers' Liability: Protection for claims made by employees for work-related injuries or illnesses.
• Plant and Equipment: Coverage for owned or hired construction machinery.
• Professional Indemnity: Protection against design errors or professional negligence claims.
• Delay in Start-Up: Compensation for financial losses due to project delays caused by insured events.

Whether you're a contractor, developer, or project owner, Solus’s expert consultants are here to help you navigate the complexities of construction insurance. From risk assessment and policy selection to claims management and ongoing support, we provide end-to-end solutions designed to protect your business, your people, and your projects.

Build with confidence, knowing that Solus has your back every step of the way.

Comprehensive Construction Insurance

Construction Insurance is essential for managing the numerous risks associated with construction projects, from unexpected delays and damage to liability claims and financial losses. This insurance ensures projects proceed smoothly while safeguarding your business against unforeseen challenges.

Solus: Tailored Construction Insurance Solutions

At Solus, we understand the unique risks faced by the construction industry. Our deep expertise and strong relationships with leading insurers enable us to craft tailored insurance solutions that fit your specific needs, regardless of the size or complexity of your project. We focus on securing comprehensive protection without unnecessary costs, giving you the confidence to build with peace of mind.

Coverage Options

Our Construction Insurance solutions cover a wide range of risks, including:

• Whether you're a contractor, developer, or project owner, Solus’s expert consultants are here to help you navigate the complexities of construction insurance. From risk assessment and policy selection to claims management and ongoing support, we provide end-to-end solutions designed to protect your business, your people, and your projects.
• Build with confidence, knowing that Solus has your back every step of the way.
• Comprehensive Construction Insurance
• Construction Insurance is essential for managing the numerous risks associated with construction projects, from unexpected delays and damage to liability claims and financial losses. This insurance ensures projects proceed smoothly while safeguarding your business against unforeseen challenges.
• Solus: Tailored Construction Insurance Solutions
• At Solus, we understand the unique risks faced by the construction industry. Our deep expertise and strong relationships with leading insurers enable us to craft tailored insurance solutions that fit your specific needs, regardless of the size or complexity of your project. We focus on securing comprehensive protection without unnecessary costs, giving you the confidence to build with peace of mind.
• Coverage Options
• Our Construction Insurance solutions cover a wide range of risks, including:

Why Choose Solus?

Whether you're a contractor, developer, or project owner, Solus’s expert consultants are here to help you navigate the complexities of construction insurance. From risk assessment and policy selection to claims management and ongoing support, we provide end-to-end solutions designed to protect your business, your people, and your projects.

Build with confidence, knowing that Solus has your back every step of the way.

Family and Group Health Insurance

Private Health Insurance offers you and your family access to high-quality medical care when you need it most, whether due to illness or injury. In times of health uncertainty, having the right insurance coverage ensures that you receive prompt, premium care without the stress of long waiting times or unexpected costs.

At Solus, we understand that health needs vary greatly, which is why we offer tailored insurance solutions designed specifically to meet your requirements. Our extensive market expertise, broad industry footprint, and strong relationships with leading insurers allow us to secure policies that provide comprehensive coverage without unnecessary expenses.

We take the time to understand your health priorities and financial preferences, ensuring that your insurance plan balances robust protection with cost efficiency. From routine health check-ups to specialist treatments, our custom solutions ensure peace of mind for you and your loved ones.

Whether you're seeking coverage for preventive care, major medical procedures, or international healthcare access, Solus’s expert consultants are here to help. We guide you through policy selection, claims management, and ongoing support, so you can focus on what truly matters — your health and well-being.

Choose Solus for Private Health Insurance that delivers personalised care, financial security, and the freedom to access the best medical services when you need them most.

Comprehensive Private Health Insurance

Private Health Insurance ensures you and your family have access to high-quality medical care when needed, whether due to illness or injury. In times of health uncertainty, having the right insurance coverage guarantees prompt, premium care without the stress of long waiting times or unexpected costs.

At Solus, we recognize that health needs vary greatly. That's why we offer tailored insurance solutions designed to meet your specific requirements. Our extensive market expertise, broad industry footprint, and strong relationships with leading insurers enable us to secure policies that provide comprehensive coverage without unnecessary expenses.

Personalized Coverage

We take the time to understand your health priorities and financial preferences, ensuring your insurance plan balances robust protection with cost efficiency. From routine health check-ups to specialist treatments, our custom solutions provide peace of mind for you and your loved ones.

Coverage Options

Whether you're seeking coverage for:

• Preventive care
• Major medical procedures
• International healthcare access

Solus’s expert consultants are here to help. We guide you through policy selection, claims management, and ongoing support, so you can focus on what truly matters — your health and well-being.

Group Health Insurance for SMEs and Corporate Groups

In addition to individual plans, Solus offers Group Health Insurance tailored for SMEs and corporate groups. These plans provide comprehensive health benefits to employees, enhancing their well-being and productivity. Our group health insurance solutions include:

• Customizable coverage: Tailored to meet the specific needs of your organization.
• Cost-effective plans: Designed to provide maximum benefits while managing costs.
• Employee wellness programs: Promoting preventive care and healthy lifestyles.

Why Choose Solus?

Choose Solus for Private Health Insurance that delivers personalized care, financial security, and the freedom to access the best medical services when you need them most.

Trade Credit insurance

One of the most common reasons for company insolvency is the failure of a major buyer to meet payment obligations. This risk is particularly significant for businesses operating in international markets, where unforeseen challenges can disrupt cash flow. Bespoke Trade Credit Insurance not only provides a financial safety net but also empowers businesses to explore new opportunities with confidence, knowing they are protected against potential payment defaults.

At Solus, we offer more than just insurance — we provide a comprehensive wraparound service designed to help businesses expand safely and sustainably, at a pace that aligns with their growth strategy. Our tailored solutions ensure that clients are fully supported in navigating complex trade environments and mitigating the financial risks associated with buyer insolvency or payment delays.

Trade Credit Insurance policies are structured to compensate sellers of goods or services when their buyers fail to pay due to insolvency or prolonged default. These policies are typically arranged on a sales turnover basis, providing flexible and scalable protection that adapts to business needs.

Our cover options are designed to cater to various business models and risk profiles, ensuring that clients can choose the most appropriate level of protection:

• Whole-turnover: Comprehensive coverage for all customers.
• Selective accounts: Protection for specific key customers.
• Single contract: Coverage for a specific transaction or project.
• Domestic/export: Tailored coverage for local or international trade.
• Political risk: Protection against losses due to political instability or government actions.
• Special risks: Custom solutions for unique or complex exposures.

Whether you are safeguarding your domestic operations or navigating the complexities of global trade, Solus’s expert consultants are here to help you build resilience, unlock growth opportunities, and thrive in a competitive marketplace.

Mitigating Insolvency Risks with Trade Credit Insurance

Company insolvency often results from a major buyer's failure to meet payment obligations. This risk is particularly significant for businesses operating in international markets, where unforeseen challenges can disrupt cash flow.

Bespoke Trade Credit Insurance provides a financial safety net and empowers businesses to explore new opportunities with confidence, knowing they are protected against potential payment defaults.

Solus: Comprehensive Trade Credit Insurance Solutions

At Solus, we offer more than just insurance — we provide a comprehensive wraparound service designed to help businesses expand safely and sustainably, at a pace that aligns with their growth strategy. Our tailored solutions ensure clients are fully supported in navigating complex trade environments and mitigating the financial risks associated with buyer insolvency or payment delays.

Structure of Trade Credit Insurance Policies

Trade Credit Insurance policies are structured to compensate sellers of goods or services when their buyers fail to pay due to insolvency or prolonged default. These policies are typically arranged on a sales turnover basis, providing flexible and scalable protection that adapts to business needs.

Coverage Options

Our cover options cater to various business models and risk profiles, ensuring clients can choose the most appropriate level of protection:

• Whole-turnover: Comprehensive coverage for all customers.
• Selective accounts: Protection for specific key customers.
• Single contract: Coverage for a specific transaction or project.
• Domestic/export: Tailored coverage for local or international trade.
• Political risk: Protection against losses due to political instability or government actions.
• Special risks: Custom solutions for unique or complex exposures.

Why Choose Solus?

Whether you are safeguarding your domestic operations or navigating the complexities of global trade, Solus’s expert consultants are here to help you build resilience, unlock growth opportunities, and thrive in a competitive marketplace.

Surety

Surety bonds are essential financial instruments that provide security and peace of mind by guaranteeing that suppliers or contractors will fulfil their contractual obligations. In cases where performance targets are not met, these bonds protect clients by covering potential financial losses. They are particularly important in industries such as construction, manufacturing, and large-scale service agreements, where the financial risks of non-performance can be substantial.

At Solus, we simplify the entire surety bond process, taking the stress out of what can otherwise be a complex and time-consuming experience. Our expert consultants assist clients at every stage — from ensuring suppliers are fully aligned with contract terms to efficiently managing any claims that arise. We go beyond simple process management by advocating on your behalf to achieve fair and timely resolutions. This holistic approach allows clients to focus on their core business operations while we handle the intricacies of bond management.

A surety bond is a legally binding agreement between three key parties: the principal (typically the supplier or contractor), the obligee (the client who requires the bond), and the surety (the insurance company that issues the bond). Unlike traditional insurance products, surety bonds do not protect the bondholder; instead, they safeguard the client against financial losses caused by the supplier's failure to meet contractual commitments.

Surety bonds can also be obtained from banks, but there are key differences between bank-issued and insurance-issued bonds. Banks tend to offer less flexible terms, and their bonds appear on the company's balance sheet, potentially impacting financial ratios and credit capacity. In contrast, surety bonds issued by insurance companies remain off-balance sheet, preserving the financial health and borrowing power of the principal. This structural advantage makes insurance-backed surety bonds a preferred choice for many businesses seeking more efficient and adaptable solutions.

Whether you're a contractor seeking to guarantee your project performance or a client needing financial protection, Solus offers tailored, expert-led solutions. Our goal is to help clients navigate the surety process seamlessly and secure the protection they need for successful project delivery and sustainable business growth.

Understanding Surety Bonds

Surety bonds are crucial financial tools that ensure suppliers or contractors meet their contractual obligations. If performance targets are not met, these bonds protect clients by covering potential financial losses. They are especially important in industries like construction, manufacturing, and large-scale service agreements, where the financial risks of non-performance can be significant.

Solus: Simplifying Surety Bonds

At Solus, we streamline the surety bond process, making it less complex and time-consuming. Our expert consultants assist clients at every stage, from ensuring suppliers align with contract terms to efficiently managing any claims. We go beyond process management by advocating for fair and timely resolutions, allowing clients to focus on their core business operations.

Key Components of a Surety Bond

A surety bond involves three main parties:

• Principal: The supplier or contractor.
• Obligee: The client requiring the bond.
• Surety: The insurance company issuing the bond.

Unlike traditional insurance, surety bonds protect the client, not the bondholder, against financial losses due to the supplier's failure to meet contractual commitments.

Bank-Issued vs. Insurance-Issued Bonds

• Bank-Issued Bonds: Less flexible terms and appear on the company's balance sheet, potentially affecting financial ratios and credit capacity.
• Insurance-Issued Bonds: Remain off-balance sheet, preserving the principal's financial health and borrowing power. This makes them a preferred choice for many businesses seeking efficient and adaptable solutions.

Why Choose Solus?

Whether you're a contractor needing to guarantee project performance or a client seeking financial protection, Solus offers tailored, expert-led solutions. Our goal is to help clients navigate the surety process seamlessly, securing the protection needed for successful project delivery and sustainable business growth